Credit Cloud - Your Lending
Companion!

Why do the brightest lenders love Credit Cloud?

Fast-track, broaden, and amplify your lending game across various platforms with swift market entry, and save big compared to starting from scratch.

Begin on a Friendly Note – Absolutely Free!

Whether you're a lending giant or just getting started, dive into the digital arena effortlessly. In just 5 minutes post-signup, you'll be ready to approve your first test loan. Frictionless!

Blend Seamlessly with All Essentials

Join hands with top-notch payment, data, and service partners. Sync with our vast network and together, filter out the undesirable borrowers.

Effortless Lending, Every
Step of the Way

Let Credit Cloud simplify your entire credit journey with a holistic digital lending
solution. Fine-tune your lending approach using our adaptive loan decisioning
process, and shape your deals to delight with customers big and small!.

  • Innovative Decision Making

    Dive deep to evaluate your borrowers. Our tailored credit assessment system aids you in making informed decisions with confidence. Plus, it's flexible to suit your unique needs!

  • Origination

    Your entire loan origination process can go digital. From paperless loan application methods to algorithm-based assessments and automated loan releases and retrievals. Trust in our streamlined system to handle every facet of your lending venture, guaranteeing peace of mind every step of the way.

  • Repayments

    Offer multiple secure payment avenues to ensure effortless loan repayment. Our proactive recovery engine retrieves due amounts right from your borrower's account, driven by card and other means, ensuring reduced delinquency and risk.

  • Loan Release Control

    Decide how you want your loans rolled out. They're automatically dispatched to your client's wallet, bank accounts and more.

Step-Up to Advanced Approvals

Cross-check mobile phone, location details and real time ID-Check and more with our futuristic KYC Tools & APIs.

Expand Your Horizons

Engage a vast audience efficiently and affordably across diverse platforms. Discover multiple avenues to supercharge your lending strategy.

Mobile

Guarantee a smooth lending journey with our easily adjustable mobile interface.

Web

An adjustable white-label mobile interface for your clients, ensuring a hassle-free digital experience.

Management System

Provide User level access to match your current business security requirements.

Flexible Integration

Fully replace your current systems or use just what you need integrated alongside your current infrastructure

Web SDK

Insert loan application buttons on any site, simplifying and speeding up the loan application process

Buy-Now-Pay-Later

Boost your lending game. Offer loans as a payment option in e-commerce sites, digital experiences and beyond

Join the League of
Elite Lenders!

Leveraging our technology to make informed choices you will ensure timely payments
and keep unreliable borrowers at bay. Engage clients on mobile, web, direct and
other platforms. With Credit Cloud, you're always in good company!

Sectors We
Champion

  • Credit Unions
    • Level up your entire business process. Reach the underbanked and provide a unique lending experience at unmatched speeds.
  • Microfinance Institutions
    • Embrace the digital shift. Offer a mobile app and an adaptable lending suite to cater to all client needs. Banking was made simpler.
  • SME Lenders
    • Scale your digital lending ambitions with Credit Cloud, ensuring speedy market entry, bespoke experiences, and expert support at a fraction of the DIY cost.
  • Fintechs
    • Merge with our vast network and broad skills to complement and to scale your solutions
  • Human Resources
    • Give your staff the joy of financial independence. Use Credit Cloud for lending, boosting team morale and productivity.
  • Empower Your Lending Vision
    • Credit Cloud's robust, automated features ensure you offer seamless loan experiences and gain access to critical bank data for prudent loan decisions.

Packages Tailored for You!

STARTER

Begin your lending journey without budget worries free.

FREE

Product management
Loan management
User management
Guarantor management
Decision models
Payment with debit or credit cards
Loan invites
Reporting
Team management
security
CONTACT US

Business Pro

Enhance and broaden your entire lending sphere

Everything in free
Mobile app
Repayment with direct debit
Buy now, pay later
SDK integration in apps
Web app customization
Custom domain
Referrals and loyalty
CONTACT US

Enterprise

Enhance and extend your lending with a sprinkle of exclusivity

Everything in Pro
Core Banking or ERP integration
External decisioning integration
CONTACT US

Compare Features

FAQ

Frequently Asked Questions

  • Does this replace my core banking system?

    Credit Cloud works alongside or can fully replace your current software infrastructure. With our micro services architecture and progressive technical skillset, we customize the deployment to your needs through our onboarding and integration process.

  • My business is very small, can I afford this?

    Our packages are designed to meet the needs of the smallest to the largest lenders. Get in Touch with us and are confident we can provide a solution to meet your needs and budget.

  • Is my customer data secure?

    Our Credit Cloud is designed with top-tier security features to ensure the privacy of the Credit Union's sensitive data. The platform incorporates robust security measures to establish a reliable and available system that protects the integrity of your data.

Get in Touch

Everyday we hear from businesses and organizations that want to innovate their
lending technology. Work with a Caribbean based team that gets the unique
nuances of your people, culture and customers. We want to hear from you.

Let’s do business!!!